Finance

We are a credit broker and not a lender. We can introduce you to a limited number of lenders and their finance products. We are not an independent financial advisor. We may advise you on the products, subject to your personal circumstances, though you are not obliged to take our advice or recommendation. We do not charge you a fee for our services. Whichever lender we introduce you to, we will typically receive commission from them (either a fixed fee or a fixed percentage of the amount you borrow). A customer may ask for commission disclosure at any time from our initial discussions through to the point when their agreement is set live. For your reassurance, all of the lenders we work with could pay commission at different rates, but the commission we receive does not influence the interest rate you will pay. Our aim is to secure finance for you at the lowest interest rate you are eligible for from our panel of lenders

Learn about HP

Hire Purchase (HP) is the most popular way of financing your vehicle. You pay an initial deposit followed by a chosen amount of monthly payments and when all the payments are all made, the car is then owned by you.

Learn about PCP

Personal Contract Purchase (PCP) gives you the flexibility of lower monthly payments, at the end of the term you will have the option to buy or to hand the car back. You will pay an initial deposit, followed by a chosen amount of monthly payments usually between 25 and 37 months.

Learn about HP/LPP

Lease Purchase is similar to Hire Purchase, however you can offset an amount of capital until the end of the agreement helping to reduce the monthly payments for the duration of the agreement.